An exposed nail happens when a nail is placed too low and is not covered by the shingle above, is placed in the seam between two shingles, or in the gap between tabs in three tab shingles.
The only reason for an exposed nail on shingles is installer error. However, on pipe boots and the last cap shingle, you will find exposed nails that are caulked. Over time, the caulk will age and deteriorate, which becomes a roof maintenance issue Arkansas Licensed Home Inspector HI-2202
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